Articles
I have questions. Who do I contact?
As an advisory client, your Plan has a dedicated Plan Advisor. Your Plan Advisor is responsible for working with your Retirement Plan Committee to conduct the Plan Review Meeting(s), provide investment and plan design recommendations and support you...
Am I Fiduciary?
If you are asking the question then, most likely, yes. Knowing whether or not you are a fiduciary is imperative because you could be held personally liable for your acts associated with administering the plan—whether your acts or decisions were mad...
Fidelity Bond and Fiduciary Liability Insurance, what is the difference and do I need it?
ERISA fidelity bond is a form of insurance that protects the plan against fraud, theft, and other deliberately fraudulent acts. ERISA mandates qualified plans be covered by a fidelity bond. The minimum bond amounts required must be for a least 10%...
3(21) & 3(38) Advisory vs Broker
There are three ways to engage a financial professional to assist with the advisory operations of your retirement plan. 3(38) Discretionary Fiduciary Advisor 3(21) Non-Discretionary Fiduciary Advisor Broker of Record (BOR) A 3(38) fiduciary a...
What is the Vault?
The Sentinel Online Vault is a way for Plan Sponsors to maintain all of their investment-related plan documents all in one place! The Vault is a user-friendly, safe and secure website that houses all of your plan’s important fiduciary documents suc...
How do I access the Vault?
The Vault is a secure website that houses all of your plan’s important fiduciary documents. The Vault can be accessed via the Plan Sponsor Website or directly at sentinelgroup.sentinelvault.com . ...