Articles
Introduction to Health Insurance
Health insurance can be confusing, so it may be helpful to decode the process and some common health insurance terms. This video explains the basics of health insurance. Your browser does not support HTML5 video. Premium The premium is an a...
Understanding Health Insurance Terms
Advance Premium Tax Credit – A new tax credit provided by the Affordable Care Act to help you afford health coverage purchased through the Marketplace. Advance payments of the tax credit can be used right away to lower your monthly premium cost...
Types of Medical Plans
Health Maintenance Organization (HMO) Features : Requires members to use healthcare providers within a specified network. Referrals from a primary care physician (PCP) are needed to see specialists. Advantages : Lower premiums and out-of-pock...
Embedded and Nonembedded Deductibles
Embedded and Nonembedded Deductibles In the complex health insurance landscape, employers are continually seeking ways to optimize coverage while managing costs. Two crucial concepts that play a pivotal role in this pursuit are embedded and nonem...
Signs You Need a New Group Insurance Broker
When it comes to group insurance, your broker isn't just another vendor. They're a partner in your organization's success. But how do you know if you're working with the right broker? Watch this short video for signs you need a new Group Insurance B...
Qualifying Life Events
While you are generally only allowed to change your benefits elections during the open enrollment period each year, certain life events provide an exception. Those life events allow you to change your benefits elections in the middle of the plan y...
Health Insurance 101
Confused by your health insurance options? Whether you're choosing a plan or trying to understand your benefits, knowing the key terms can make a big difference. Let's break them down together in this short video.
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Health Insurance 201
Now that you've mastered the basics of health insurance, let's go one step further. Watch this short video to learn more advanced terms to help you make even smarter healthcare decisions.
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