Articles
Plan Compliance Calendar
Compliance Calendar (for printing or saving) ...
Audit Requirements for Retirement Plans
If a company’s 401k plan has 120 eligible participants on the first day of the plan year, an audit is required. Once an audit has occurred, the 401k plan must be audited every year after that until the eligible participant number drops below 100. A...
Uploading the Annual Census Verification & Annual Employer Package
To upload the Annual Census Verification & Annual Employer Package at the close of the Plan Year, please follow these steps: 1. Log in to the employer portal from sentinelgroup.com and select "Retirement" from the home page of the portal . 2. F...
Year End Census Review
Shortly after your final payroll of a plan year is submitted, Sentinel will prepare a census template which acts as a review of your participant demographics for the plan year. The amount of data contained in this census file will vary based on th...
IRS Plan Document Restatement for Cycle 3
Every six years, the Internal Revenue Service ("IRS") requires that all pre-approved qualified retirement plans be restated to incorporate legislative changes since the last restatement period in order to maintain their tax qualified status. This i...
Annual Participant Notice Access and Delivery Requirements
Each year plan sponsors will be required to distribute disclosure notices for their qualified retirement plans. These notice can be distributed via hard copy or electronic meeting specific DOL and IRS requirements. Your plan design will dictate the ...
Mergers, Acquisitions & Other Company Transactions
Sentinel can play a vital role in making sure your company’s merger, acquisition or divestiture activity doesn’t lead to unintended consequences for your retirement plan. It’s important to let your Plan Consultant know as soon as possible when you’...
FundScape Report
The FundScape Report is a proprietary investment screening tool that analyzes manager performance against peers across three key quantitative categories: Return, Risk and Portfolio factors. We’ve developed a single, comprehensive investment mana...
Fee and Investment Disclosure Resource Center
In order to make plan sponsors and participants more aware of the fees, expenses, and investments in their plans, the Department of Labor issued regulations regarding these issues. We have posted a number of relevant items here to help you understan...
Sample Board Resolution
SampleBoardResolution.pdf ...
SECURE ACT: Long-Term Part-Time Employees (LTPTs)
Update: On November 24, 2023, the IRS issued proposed regulations regarding long-term part-time employees. In general, the proposed regulations are consistent with earlier guidance as far as the definition of long-term part-time; determining who i...
Case Study: Strategies for Improving Plan Health
Case Study: Strategies for Improving Plan Health (for printing or saving) ...
Document Subscription Services
What is the service? The document subscription service caters specifically to defined contribution retirement plan documents that are on Sentinel’s pre-approved document. It offers comprehensive coverage for all required amendments and restatements...